Personal Injury Protection (PIP)

Personal Injury Protection (PIP) is an auto insurance coverage that pays for medical expenses and related costs for you and sometimes your passengers, often regardless of who was at fault in the crash.

PIP may cover:

• Medical bills
• Rehabilitation
• A portion of lost income
• In-home services
• Funeral or burial expenses

PIP is closely associated with no-fault auto insurance systems.

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PIP in the ru3.us Datasets

In the PIP / No-Fault Dataset (Version 2025.01), each state has:

• pip_required – "yes" where the initial reference explicitly describes PIP as required
• pip_min_medical – core PIP medical amount (when specified)
• pip_text – descriptive text of PIP benefits

Dataset access:

• Documentation → /datasets/state-pip-no-fault-coverage
• CSV → /datasets/state-pip-no-fault-coverage.csv
• JSON → /datasets/state-pip-no-fault-coverage.json

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Example Required PIP States

From the dataset source:

• Florida – $10,000 PIP
• New York – $50,000 PIP
• Michigan – $250,000 PIP (with special options)
• New Jersey, Massachusetts, Minnesota, Oregon, and others

See full list:

• /which-states-require-pip

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Related Terms

• No-Fault Auto Insurance
• Medical Payments Coverage (MedPay)
• Bodily Injury Liability