ru3.us

ru3 US Auto Insurance Reference

View the Project on GitHub mdwells/ru3.us

Texas Minimum Auto Insurance Requirements (2025)

This page summarizes state minimum auto liability requirements for Texas as recorded in the ru3.us Minimum Auto Liability Dataset (Version 2025.01).

These values are derived from a consolidated national reference and are intended for comparison, analysis, and educational use. They are not legal advice and may not reflect the most recent statutory changes.


Minimum Required Liability Coverage in Texas

The following limits are recorded for Texas in the ru3.us liability dataset:

Coverage Type Minimum Limit
Bodily Injury per person $30,000
Bodily Injury per accident $60,000
Property Damage per accident $25,000

For full context and methodology, see the dataset documentation linked below.


UM/UIM and PIP in Texas

Requirements for:

are represented in the dedicated UM/UIM and PIP / No-Fault datasets.

In Dataset Version 2025.01, if the original reference did not explicitly describe a mandatory UM/UIM or PIP requirement for Texas, those fields are conservatively marked as "unknown" rather than assumed.

To review how Texas is represented:


Dataset References


Notes