What Does 15/30/5 Mean in Auto Insurance?

Shorthand like 15/30/5 is another way of writing a set of auto liability coverage limits:

• 15 = $15,000 of bodily injury liability per person
• 30 = $30,000 of bodily injury liability per accident
• 5 = $5,000 of property damage liability per accident

You will see 15/30/5 in discussions of certain state minimums, where required liability limits are relatively low compared with other states.

ru3.us represents these values in a structured way using:

• bi_per_person = 15000
• bi_per_accident = 30000
• pd_per_accident = 5000

For which states use values in this range or format:

• See the national comparison table → /minimum-auto-insurance-by-state-table