What Does 30/60/25 Mean in Auto Insurance?

Shorthand like 30/60/25 describes a set of auto liability insurance limits in thousands of dollars:

• 30 = $30,000 of bodily injury liability per person
• 60 = $60,000 of bodily injury liability per accident
• 25 = $25,000 of property damage liability per accident

These are minimum or selected policy limits, not recommended coverage levels. In many states, minimum required liability limits follow a format similar to 25/50/25 or 30/60/25.

The ru3.us Minimum Liability Dataset expresses the same concept in three columns:

• bi_per_person
• bi_per_accident
• pd_per_accident

For state-by-state minimums:

• National table → /minimum-auto-insurance-by-state-table
• Liability dataset → /datasets/state-minimum-coverage-limits